Speaking of insurance companies, my Montreal niece works for an insurance company as an Actuary. That means she is a statistician who studies risk assessment issues for the company. She tells me that Canada is the only one of the G7 countries that does not provide 'overland flooding' insurance. As she said - "Think how disappointed the people in Alberta were last summer."
Today, we are getting our own flood protection. Despite knowing that in the 8 years we have lived here there has never been water until this frigid winter and, despite our belief that in the 39 years of the house's life the basement has never before flooded, we felt we had to do something. Something to ease our uneasiness not to mention that of future buyers. We are putting in a sump pump.
Now, fully dug and no water in sight. How about that!